Click For A Free Quote
Personal InsuranceCommercial Insurance
Virtual Insurance Consultant

Business Liability Insurance

Get a Fast, Free & Affordable
Business Liability Insurance Quote

Business Liability Insurance

Business Liability Insurance Quotes

No two businesses require the exact same business liability insurance. Your business is unique and will need a custom tailored business liability insurance policy.

Business liability insurance is protection from financial loss for both you and your business.

Accidents can and do happen. Be sure to protect you and your business with a comprehensive business liability insurance policy.

Get a Fast, Free & Affordable
Business Liability Insurance Quote.
Start now by selecting the link below
Free Business Liability Insurance Quotes

Business liability insurance provides third-party coverage. This means that all payments under the commercial business liability policy are made to "third-parties" who are not actually one of the two parties in the insurance contract.

Your business liability insurance policy will cover you and your business from the following exposures:

Premise
Building owners and tenants become liable for damages if someone is injured or their property is damage because of a condition arising out of the premises maintain by your business.

Business Operations
In addition to being held liable for conditions on premises occupied by your business, you may also be held liable if someone is injured or their property is damaged on or away from your premises, or by you as the owner or employees representing the company.

Products
The legal business liability exposure of manufacturers, wholesalers, and retailers begins with the design of the product, continues after the product has been sold and long after it has left your business premises. If the customer is injured or property is damaged due to a faulty product, the manufacturer, the seller, or both may be held liable.

Completed Operations
This business liability is similar to the products coverage and provide's for a contractor's liability for injuries or property damage suffered by third parties as the result of a contractor completing the operation

Get a Fast, Free & Affordable
Business Liability Insurance Quote.
Start now by selecting the link below
Free Business Liability Insurance Quotes


In addition to all of the above-mentioned business liability exposures, your business liability insurance policy will cover you and your business from legal defense costs.

Legal expenses incurred by you and your business can be devastating if not covered. Your business liability insurance policy will pay for your legal defense in defending a suit even if the charges are false, fraudulent or groundless.

Your business liability insurance policy will also cover the awards granted by the court to the innocent party.

There are two damages the court can award; Compensatory & Punitive Damages.

Compensatory Damages
These damages include reasonable medical expenses, ruined clothing, loss of wages while the injured party is recovering, and possibly future income that will be lost because of the injury.

Punitive Damages
Awards that are made in excess of those required to compensate the injured party for the wrong done.

All Business Liability Insurance Can Be Quoted No Obligation, No Risk,
Free Business Liability Insurance Quotes

The business liability limits within your business liability insurance policy will be shown in the declarations pages of your business liability insurance policy.

These limits will show you the most your current business liability insurance policy will pay in any policy year, regardless of the number of claims made or suits brought, or the number or persons or organizations making claims or bringing suits against you and your business.

The aggregate amount of insurance is the absolute most your business liability policy will pay for in the policy term. Each time a claim is paid on your business liability policy, your aggregate limits are reduced. The aggregates are reinstated in full on every policy renewal/anniversary date.

Get a Fast, Free & Affordable
Business Liability Insurance Quote.
Start now by selecting the link below
Free Business Liability Insurance Quotes

The General Aggregate
This business liability limit is the most that your business liability policy will pay during the policy term. As stated above, each policy anniversary date will provide you with a new, full general aggregate limit.

Products Completed Operations Aggregate Limit
This business liability limit is the most your business liability insurance policy will pay for damages because of injury and damage included in the "products-completed operations" hazards (defined below).

Occurrence Limit
This business liability limit is the most your business liability insurance policy will pay for any claim that is only from one occurrence.

The Personal and Advertising Injury Limit
This business liability limit is the most that your business liability insurance policy will pay for the sum of all damages due to personal injury or advertising injury to any one person or organization.

Property Damage Liability Limit
This business liability limit shows the most your business liability insurance policy will pay when you and your company are legally obligated to pay for property damage at any one premises.


Medical Expense Limit
This business liability limit shows you the most your business liability insurance policy will pay for any one person. This would include payments for emergency medical expenses for bodily injury to people other than you or your employees and resulting from an accident on your businesses premises or work site.

Get a Fast, Free & Affordable
Business Liability Insurance Quote.
Start now by selecting the link below
Free Business Liability Insurance Quotes

Having a general business liability insurance policy is not only going to protect you and your business, it will also protect third parties such as your clients and employees when an accident occurs.

How much can you save on business liability insurance?

Start Here and let us help you find business liability insurance by providing you with free insurance quotes.

Our Fast, Free, and Easy Quoting Only Takes a Minute!

You are under no obligation to buy liability insurance and there is no cost for our service.

With the Virtual Insurance Consultant you are able to Compare Free Business Liability Insurance Quotes, and find the affordable business liability insurance coverage you deserve.

Get a Fast, Free & Affordable
Business Liability Insurance Quote.
Start now by selecting the link below!
Free Business Liability Insurance Quote

 Virtual Insurance Consultant.com 
Helping You Find Affordable Business Liability Insurance
One Free Quote at a Time

Business Liability Insurance Quotes
Printer Friendly   Add to Favorites  Email  Questions?
 Home | About Us | Free Quotes | Contact Us | Questions?

 Privacy Policy | Terms of Service | Site Map
 ©2008 Virtual Insurance Consultant.com