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Equipment Breakdown Insurance

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Equipment Breakdown Insurance

Equipment Breakdown Insurance

Most businesses are unaware of their dependency on electrical equipment and mechanical machinery.

No business can afford an unexpected expense caused by a steam boiler explosion, or a failure of a vital piece of electrical equipment used daily by the business.

These are the types of losses that jeopardize the well being of your business. Purchasing equipment breakdown insurance will protect you and your business from this usually unforeseen loss.

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Commercial property insurance policies exclude explosions of steam boilers and breakdown of mechanical machinery.

An equipment breakdown insurance policy will provide coverage for explosion, bulging, cracking, collapse, metal fatigue, loss of lubrication and mechanical stress to electrical equipment and mechanical machinery used by your business.

Wear and tear, leakage of valves and fittings, and breakdown of the objects foundation will not be covered on your equipment breakdown policy.

Loss control is an important feature of your equipment breakdown insurance policy. Most of your equipment breakdown insurance premium will be used for certified inspections of your electrical equipment and mechanical machinery to prevent a loss from occurring.

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Equipment breakdown coverage can be included in a commercial package policy or written on its own as separate monoline equipment breakdown insurance.

Your equipment breakdown insurance policy should consist of the following coverages:

Property Damage
This part of your equipment breakdown insurance policy will pay for the cost to repair or replace damaged equipment and other personal property damaged due to a covered loss.

Expediting Expenses
This part of your equipment breakdown insurance policy will pay for the extra cost incurred while you make temporary repairs to restore your
business operations.

Business Income and Extra Expense
This part of your equipment breakdown insurance policy will cover your lost income and extra expenses due to a loss from the breakdown of
covered equipment.

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Make sure that you are properly covered.

Having equipment breakdown insurance can only protect you and your business in the event
of a financial loss.

Can you save on equipment breakdown insurance?

Start Here and let us help you find equipment breakdown insurance by providing you with free insurance quotes.

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You are under no obligation to buy equipment breakdown insurance and there is no cost for our service.

With the Virtual Insurance Consultant you have the ability to Compare Free Quotes, and find the affordable equipment breakdown insurance you deserve.

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Equipment Breakdown Insurance Quotes
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